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Stop Foreclosure - Ohio

Ohio Foreclosure Law Summary


Most Common Method of Foreclosure: Judicial.

Foreclosure by Power of Sale Permitted?: No.

Judicial Foreclosure Procedure: The lender must sue the borrower in the county where the property is located to obtain a foreclosure order. Must have the property appraised and the property must be offered for sale at not less than two-thirds the appraised value. The sale is conducted by the sheriff.

Preforeclosure Notice:
Number of Notices: One.

Amount of Notice Required: Thirty days by advertisement, once per week for three consecutive weeks.

Redemption: Up to the confirmation of sale by paying the full amount of the judgment and costs.

Post-Sale Provisions Regarding Proceeds: Sale must be confirmed by the court. Deficiency: A deficiency judgment is allowed, but void after two years from the confirmation of sale.


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